Resumo

ATLATENCO IBARRA, Quetzalli  e  HERNANDEZ GONZALEZ, Salvador. Analysis of sociodemographic factors predicting financial stress in Mexico, 2023. Poblac.Desarro. [online]. 2025, vol.31, n.61, pp.91-105. ISSN 2076-0531.  https://doi.org/10.18004/pdfce/2076-054x/2025.031.61.091.

Financial stress, understood as a state of tension caused by the inability to meet financial obligations or due to financial uncertainty, has become a growing problem in Mexico. This study analyzes the sociodemographic and financial factors that predict its presence in the adult population, using data from the National Financial Health Survey (2023) conducted by INEGI. Using the CHAID method (Chi-squared Automatic Interaction Detector), three age-segmented models were developed: young adults (18-29 years), adults (30-59 years), and older adults (60 years or older). The results revealed that for young adults, the most predictive variable was having financial dependents, which significantly increases the risk of financial stress. Among adults, gender was the determining factor, showing that women experience higher stress levels compared to men. For older adults, economic activity emerged as the primary predictor. These findings highlight the importance of addressing financial stress through differentiated public policies, such as financial education programs for youth, labor inclusion initiatives for adult women, and strengthening pension systems for older adults. This research not only contributes to understanding the causes of financial stress in Mexico but also provides inputs for designing strategies aligned with Sustainable Development Goal 1 (SDG 1: "No Poverty"), emphasizing the need for targeted interventions that consider the specific characteristics of each age group.

Palavras-chave : Statistical analysis; Social welfare; Life skills; Financial statistics; Economic resources.

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