Abstract

PENA CARDOZO, Ángel Ramón et al. Sources of external financing in horticultural producers in three towns in the district of Julián Augusto Saldívar. Acad. (Asunción) [online]. 2024, vol.11, n.3, pp.254-260. ISSN 2414-8938.  https://doi.org/10.30545/academo.2024.set-dic.4.

External financing is one of the limitations of development in MSME entrepreneurship, among which are agricultural ventures. Therefore, the objective of the research work was to identify the origin of external financing in horticultural producers in three locations in the district of Julián Augusto Saldívar, Central Department. A research with a quantitative approach of descriptive scope was applied. Its design is non-experimental quantitative. The in-depth interview method is applied for a better approach to the subjects. All of the farms are family-type. 48% of the ventures do not operate with external financing or credit, 52% have some level of debt. The Agricultural Habilitation Credit (CAH) has provided financing to 22%. The Ministry of Agriculture and Livestock at 9%. 33% claim to have received financing from banks. The Cooperatives have contributed 25% to the financing. Credit Houses at 9%. The foundations contributed 13%. Finally, there is 8% that consider Supplier Credit as sources of financing. Considering that 52% of those surveyed reports having debt, it can be stated that, although external financing at a general level can be considered scarce, due to the lack of access to credit, the ventures studied would be a little above the statistics national.

Keywords : Rural development; agricultural management; agricultural economics.

        · abstract in Spanish     · text in Spanish     · Spanish ( pdf )